Auto Credit
You choose the vehicle, the term, and we design the financing for you
We know how important it is to keep moving
Expert counseling 365 days a year
We grade your credit line with bank statements in 48 hours
For individual or business tax classifications
You can acquire new or pre-owned units
We finance accessories and your unit’s insurance
What can I use it for?
Vehicles
Tractors and specialized truck equipment
Trucks
What is the process?
Quote your vehicle
We grade your line
You sign your credit
*Subject to document validation and credit analysis
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What is Credit?
A personalized financing solution to buy cars, tractors, and specialized truck equipment. Regardless of the tax category, just choose the vehicles you need and we help you acquire them.
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What are its benefits?
Custom plans according to your payment capacity. You have terms from 12 to 60 months.
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What’s the downpayment?
Downpayment of 20% in new and 30% in pre-owned
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Does my credit bureau status matter?
It’s important to have a good credit bureau status since this speeds up your process
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Do I need any proof of income?
Some of the documents to prove your income can be: bank statements, pay stubs, and annual tax statements
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Under which tax category should I be to get an auto credit?
At UNIFIN, you can get your auto credit if you’re under PF, PFAE, and PM. If you’re PF, you should have no less than one year at your current employment. For PFAE and PM (both concerning business activity), at least 2 years constituted as a company
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What type of vehicle could I acquire?
Any car or tractor that is worth over $500,000 Mexican pesos.
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Credit plans
New vehicles
- Annual fixed rate up to 20.5%*
- Down payment up to 30%
- Term plans of 12, 24, 36, 48, and 60 months
- The rate is assigned according to the chosen financing plan
- For credits billed in national currency inside the Mexican Republic
- Commission fees
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Commission fees
- One-time opening commission of up to 4%*
- *The opening commission is calculated above the amount to be financed
- *The opening commission is financed and covered in the first monthly payment
- There’s no penalty for anticipated payments
- Commissions are valid since December 31st, 2019
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Total Annual Cost (CAT)
AVERAGE CAT WITHOUT VALUE ADDED TAX OF 23.57% To informative and comparative ends, calculated on Oct 29st, 2021, considering an opening commission fee financed to the first month, with financed insurance.
Contact us!
If you have any questions, talk to someone from our team. 365 days a year from
8:30 – 18:00
Our offices
We have coverage in 18 states nationwide. Click here to locate your closest location.
Unifin | Aguascalientes
Prolongación Gral. Ignacio Zaragoza 4200 OFICINA 2B y 1, Col. Trojes de Alonso, CC. 20116 Aguascalientes, Ags.
Unifin | Baja California
Torre la Esquina, Calle Rufino Tamayo No. 9990 Piso 3 Of. 302 22010 Tijuana, Baja California
Unifin | Chihuahua
Periférico de la Juventud 6106 Piso 2 - 7 • Arcadas • 31215 Chihuahua, Chihuahua
Unifin | CDMX
Presidente Masaryk 111 • Polanco 11560 • Ciudad de México
Unifin | Estado de México
Torre Palmas • Av. Ignacio Comonfort 1312 Residencial la Providencia 52177 • Metepec, Estado de México
Unifin | Guanajuato
Blvd. Adolfo López Mateos 1702 Piso 3 • La Martinica • 37510 León, Guanajuato Paseo de la Altiplanicie No 11 Int. 4B Fracc. Villas de Irapuato • 36670 Irapuato, Guanajuato
Unifin | Jalisco
Av. Acueducto 4851 • Piso 9-1 Puerta de Hierro • 45116 Zapopan, Jalisco
Unifin | Nuevo León
Av. Roberto Garza Sada 130 • Piso 3 Colonia Residencial Chipinque San Pedro Garza García 66297 • Nuevo León
Unifin | Puebla
Blvd. Vía Atlixcayotl 1499 Torre B • Piso 3 Reserva Territorial Atlixcayotl 72810 • Puebla, Puebla
Unifin | Querétaro
Blvd. Bernardo Quintana 302 Piso 3 • Fracc. Centro Sur • 76090 Santiago de Querétaro, Querétaro
Unifin | Quintana Roo
Corporativo Malecón Américas Av. Bonampak SM 6 Mz 1 Lt 1 Piso 9 - 903 • 77500 Cancún, Quintana Roo
Unifin | San Luis Potosí
Av. Sierra Leona 360 • Piso 9 of. 703 • Villantigua • 78214 San Luis Potosí, San Luis Potosí
Unifin | Sonora
Blvd. Morelos 307 • Edificio G locales 303 y 304 • Piso 3 Loma Linda • 83150 Hermosillo, Sonora
Unifin | Tabasco
Blvd. Adolfo Ruiz Cortines 1344 Piso 2 Atasta de Serra, 86035 Villahermosa, Tab
Unifin | Tamaulipas
Av. Miguel Hidalgo 2300 Col. Altavista Tampico, Tamps.
Unifin | Torreon
Blvd. Independencia 3775 - Local 14 Oficinas 2 y 3 Col. El Fresno, 27018 Torreón Coah. CP
Unifin | Veracruz
Blvd. Ávila Camacho 158 Edificio Veranda • Piso 4 Costa Verde • 94294 Boca del Río, Veracruz
Unifin | Yucatán
Prol. Paseo de Montejo por 47 No. 331 • Piso 4 • Benito Juárez 97119 • Mérida, Yucatán