Auto Credit
You choose the vehicle, the term, and we design the financing for you
We know how important it is to keep moving
Expert counseling 365 days a year
We grade your credit line with bank statements in 48 hours
For individual or business tax classifications
You can acquire new or pre-owned units
We finance accessories and your unit’s insurance
What can I use it for?
Vehicles
Tractors and specialized truck equipment
Trucks
What is the process?
Quote your vehicle
We grade your line
You sign your credit
*Subject to document validation and credit analysis
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What is Credit?
A personalized financing solution to buy cars, tractors, and specialized truck equipment. Regardless of the tax category, just choose the vehicles you need and we help you acquire them.
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What are its benefits?
Custom plans according to your payment capacity. You have terms from 12 to 60 months.
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What’s the downpayment?
Downpayment of 20% in new and 30% in pre-owned
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Does my credit bureau status matter?
It’s important to have a good credit bureau status since this speeds up your process
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Do I need any proof of income?
Some of the documents to prove your income can be: bank statements, pay stubs, and annual tax statements
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Under which tax category should I be to get an auto credit?
At UNIFIN, you can get your auto credit if you’re under PF, PFAE, and PM. If you’re PF, you should have no less than one year at your current employment. For PFAE and PM (both concerning business activity), at least 2 years constituted as a company
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What type of vehicle could I acquire?
Any car or tractor that is worth over $500,000 Mexican pesos.
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Credit plans
New vehicles
- Annual fixed rate up to 21.50%*
- Down payment up to 30%
- Term plans of 6, 12, 18, 24, 36, 48, and 60 months
- The rate is assigned according to the chosen financing plan
- For credits billed in national currency inside the Mexican Republic
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Commission fees
- One-time opening commission of up to 4%*
- *The opening commission is calculated above the amount to be financed
- *The opening commission is financed and covered in the first monthly payment
- There’s no penalty for anticipated payments
- Commissions are valid since December 31st, 2022
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Total Annual Cost (CAT)
AVERAGE CAT WITHOUT VALUE ADDED TAX OF 22.74% To informative and comparative ends, calculated on Mar 31st, 2023, considering an opening commission fee financed to the first month, with financed insurance.
Contact us!
If you have any questions, talk to someone from our team. 365 days a year from
8:30 – 18:00
Our offices
We have coverage in 13 states nationwide. Click here to locate your closest location.
Unifin | Aguascalientes
Av. Arroyo El Molino 1001 • Torre 2 • Piso 6 - 600 • Col. Trojes de Alonso • C.P. 20115 • Aguascalientes
Unifin | Baja California
Rufino Tamayo 9990 • Piso 3-302 • Torre La Esquina • Zona Urbana Rio Tijuana • CP. 22010 • Tijuana
Unifin | Chihuahua
Periférico de la Juventud 6106 Piso 2 - 7 • Arcadas Residencial • C.P. 31215 • Chihuahua
Unifin | CDMX
Presidente Masaryk 111 • Pisos 3 y 5 • C Polanco • C.P. 11560 • Ciudad de México
Unifin | Guanajuato
Oficina Irapuato Paseo de la Altiplanicie 11-4B • Torre Wolken • Villas de Irapuato • C.P. 36670 Oficina León Blvd. Adolfo López Mateos 1702 • Piso 4-2 • Plaza Stadium • La Martinica • C.P. 37500
Unifin | Jalisco
Av. Acueducto 4851 • Piso 9-1 • Puerta de Hierro • C.P. 45116 • Zapopan
Unifin | Nuevo León
Av. Ricardo Margaín Zozaya 335 • Pisos 4 y 5 • Torre EQUUS • Valle del Campestre • C.P. 66265 • San Pedro Garza García
Unifin | Puebla
Blvd. Osa Mayor 4929 • Piso 4 Interiores 25 y 26 • Plaza Paseo Angelópolis Centros Comerciales Desarrollo AtlixcáyotI • C.P. 72193 • Puebla
Unifin | Querétaro
Prol. Boulevard Bernardo Quintana Sur 302 • Piso 3 • Edificio Punto Sur B • Fracc. Centro Sur • C.P. 76090 • Querétaro
Unifin | Veracruz
Blvd. Manuel Avila Camacho 158-4 (Esquina con Mar Adriático) • Fracc. Costa Verde • C.P. 94294 • Boca del Río
Unifin | Yucatán
Prol. Paseo del Montejo 331 (Entrada por Calle 47) • Piso 4 • Plaza Península • Benito Juárez Norte • C.P. 97119 • Mérida